my son has the Georgia Dream Loan which caps out at 200,000 with a 10,000 down payment. He can't find a house... those that are less than 200,000 snapped up for more that 200,000. It's a crazy market. So when my husband worked from home, the open concept of our house was a nightmare. I began staying up all night to write and sleeping during the day so he could work. Finally a kid moved out and now I have a guestroom/office. I hope no guests come. Another good story Mel.